Merchant One Cash Card

Banking services provided by The Bancorp Bank, Member FDIC. This Card is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card may be used everywhere Mastercard is accepted.

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Description

Merchant One Business Expense Card

Pre-approve funds on individual Merchant One Business Expense cards for your employees to pay for travel-related expenses such as fuel, lodging, and per diems

Benefits for Owners or Administrative Teams:

  • Control anytime, anywhere – Instantly allocate spending controls to only travel expenses
  • Clear and useful insights – Track expenses in real-time and avoid end of the month surprises with custom alerts and a real-time interactive dashboard. Charges from your mobile carrier may apply.
  • Easier bookkeeping – With a couple of clicks, you can view, filter, and export transactions

Benefits for Employees on the Road:​​​​​​

  • Peace of Mind – Eliminates the personal hardship to pay for travel expenses out-of-pocket
  • Simple receipt submission – Wherever you are simply snap a picture and submit receipts in a few minutes, adding tags and notes to each transaction when needed
  • Immediate access to information – Check balance, restrictions, and transaction history on your card via Mobile App or platform

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Refund Policy

 MERCHANT’S policy for the exchange or return of goods sold and the adjustment for services rendered shall be (i) established and posted in accordance with operating regulations of the applicable Card Associations’, or American Express’ Rules and Regulations, and/or Discover Network Operating Regulations; (ii) such refund policy shall not treat any payment card more favorably than any other payment card; and (iii). MERCHANT agrees to disclose, if applicable, to a cardholder before a card sale is made, that if merchandise is returned: (a) No refund, or less than full refund, will be given; (b) Returned merchandise will only be exchanged for similar merchandise of comparable value; (c) Only a credit toward purchases will be given; or (d) Special conditions or circumstances apply to the sale (e.g. late delivery, delivery charges, or other noncredit terms).  If MERCHANT does not make these disclosures, a full refund in the form of a credit to the cardholder’s card account must be given. MERCHANT shall under no circumstances issue cash for returns of products where products were originally purchased in a card transaction. Disclosures must be made on all copies of sales drafts or invoices in letters approximately 1/4 inch high in close proximity to the space provided for the cardholder’s signature or on an invoice issued at the time of the sale or on an invoice being presented for the cardholder’s signature. BANK will not reimburse the MERCHANT for interchange, dues, fees and assessments on returns and refunds. BANK will bill MERCHANT on gross processing volume

Cancellation / Return / Exchange Policy

MERCHANTCARDSSERVICES.COM IS A DOMAIN OWNED BY NEW MERCHANTS CAPITAL, WHICH IS A TRADE NAME FOR ELITE INVEST CORPORATION, INC., WHICH IS AN AUTHORIZED RESELLER FOR MERCHANT SERVICE PROVIDERS. MERCHANT CARDS SERVICES AND ELITE INVEST CORPORATION, INC. ARE NOT PARTNERS, SUBSIDIARIES, OR AFFILIATES OF PAYJUNCTION, WHICH IS A MERCHANT SERVICES PROVIDER. BY USING THE WEBSITE AND THE RESELLER SERVICES OF MERCHANT CARDS SERVICES, YOU EXPRESSLY ACKNOWLEDGE AND AGREE TO RELEASE AND HOLD HARMLESS MERCHANT CARDS SERVICES AND ELITE INVEST CORPORATION, INC. OF ANY CLAIM OF LIABILITY WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH YOUR APPLICATION FOR AND USE OF MERCHANT SERVICES BY PAYJUNCTION.

ELITE INVEST CORPORATION, INC. (DOING BUSINESS AS MERCHANT CARDS SERVICES), WITH DOMAIN NAME MERCHANTCARDSSERVICES.COM, MAKES NO CLAIM AS TO PROPRIETARY INTEREST IN ANY OF THE INSIGNIAS, TRADE NAMES, TRADE LABELS, OR ICONS POSTED, PRINTED, ETC. ON THIS WEBSITE, EXCEPT AS TO THE NAME “ELITE INVEST CORPORATION, INC.” AND “MERCHANT CARDS SERVICES” AND ALL STYLIZED WRITING DISPLAYED THEREWIDTH, AND THE MERCHANT CARDS SERVICES LOGO.

BY USING THIS SITE YOU UNDERSTAND AND AGREE THAT THE MONEY COUNTER ON THE HOME PAGE OF MERCHANTCARDSSERVICES.COM IS NOT AN EXACT CALCUALTION OF THE MONEY SAVED BY PAYJUNCTION CLIENTS, BUT RATHER YOU UNDERSTAND AND AGREE THAT THE VALUE OF THE MONEY COUNTER IS A ROUGH ESTIMATE OF SUCH FEES SAVED BY ALL PAYJUNCTION CLIENTS.

YOU ACKNOWLEDGE THAT ALL FEES AND SERVICES ARE PROVIDED BY PAYJUNCTION AND THAT MERCHANT CARDS SERVICES IS NOT PARTY TO ANY AGREEMENT MADE BETWEEN YOU AND PAYJUNCTION. YOU ALSO ACKNOWLEDGE THAT MERCHANT CARDS SERVICES, IN OWNERSHIP AND OPERATION OF THE DOMAIN MERCHANTCARDSSERVICES.COM, WILL RECEIVE COMPENSATION FOR ANY NEW APPROVED MERCHANT APPLICATIONS THAT YOU APPLY FOR THROUGH THE DIRECTION OR INTERACTION WITH THIS SITE DIRECTLY OR THROUGH THE DIRECTION OR INTERACTION WITH MERCHANT CARDS SERVICES AND PAYJUNCTION THROUGHOUT THE SALES PROCESS.


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